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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,625 | $86,938+257.3% | $102,423+203.3% | $80,925+283.8% |
| Participation rate | 93.3% | 72.4%+21.0pp | 76.5%+16.8pp | 67.7%+25.7pp |
| Annual return | 14.41% | 18.89%-4.5pp | 29.42%-15.0pp | 35.65%-21.2pp |
| Employer contribution / active EE | $3,351 | $2,369+41.5% | $3,023+10.9% | $2,756+21.6% |
| Participant deferral / active EE | $11,285 | $4,120+173.9% | $5,054+123.3% | $4,299+162.5% |
| Admin fee / account holder | $7,810 | $8,053-3.0% | $9,455-17.4% | $6,940+12.5% |