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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,625 | $86,940+257.3% | $102,434+203.2% | $80,935+283.8% |
| Participation rate | 93.3% | 72.4%+20.9pp | 76.5%+16.8pp | 67.7%+25.7pp |
| Annual return | 14.41% | 18.89%-4.5pp | 29.46%-15.0pp | 35.66%-21.2pp |
| Employer contribution / active EE | $3,351 | $2,370+41.4% | $3,023+10.9% | $2,757+21.6% |
| Participant deferral / active EE | $11,285 | $4,121+173.8% | $5,055+123.3% | $4,299+162.5% |
| Admin fee / account holder | $7,810 | $8,047-2.9% | $9,462-17.5% | $6,924+12.8% |