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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,625 | $86,922+257.4% | $102,438+203.2% | $80,874+284.1% |
| Participation rate | 93.3% | 72.4%+21.0pp | 76.5%+16.8pp | 67.6%+25.7pp |
| Annual return | 14.41% | 18.90%-4.5pp | 29.37%-15.0pp | 35.62%-21.2pp |
| Employer contribution / active EE | $3,351 | $2,369+41.4% | $3,024+10.8% | $2,756+21.6% |
| Participant deferral / active EE | $11,285 | $4,119+174.0% | $5,054+123.3% | $4,297+162.6% |
| Admin fee / account holder | $7,810 | $8,050-3.0% | $9,448-17.3% | $6,935+12.6% |