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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,591 | $110,379-80.4% | $102,412-78.9% | $145,884-85.2% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 14.60% | 24.84%-10.2pp | 24.94%-10.3pp | 551.85%-537.2pp |
| Employer contribution / active EE | $1,390 | $4,216-67.0% | $3,870-64.1% | $4,662-70.2% |
| Participant deferral / active EE | $7,381 | $5,622+31.3% | $5,060+45.9% | $6,690+10.3% |
| Admin fee / account holder | $76 | $9,745-99.2% | $8,388-99.1% | $13,392-99.4% |