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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,257 | $159,978-56.1% | $147,041-52.2% | $145,978-51.9% |
| Participation rate | 71.4% | 84.0%-12.6pp | 82.2%-10.7pp | 80.3%-8.9pp |
| Annual return | 21.78% | 98.36%-76.6pp | 419.21%-397.4pp | 550.52%-528.7pp |
| Employer contribution / active EE | $3,570 | $5,288-32.5% | $4,935-27.7% | $4,662-23.4% |
| Participant deferral / active EE | $6,832 | $8,429-18.9% | $8,071-15.4% | $6,690+2.1% |
| Admin fee / account holder | $1,792 | $15,053-88.1% | $13,006-86.2% | $13,400-86.6% |