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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,257 | $160,028-56.1% | $147,080-52.2% | $145,884-51.8% |
| Participation rate | 71.4% | 84.0%-12.6pp | 82.2%-10.8pp | 80.3%-8.9pp |
| Annual return | 21.78% | 98.60%-76.8pp | 420.17%-398.4pp | 551.85%-530.1pp |
| Employer contribution / active EE | $3,570 | $5,286-32.5% | $4,933-27.6% | $4,662-23.4% |
| Participant deferral / active EE | $6,832 | $8,422-18.9% | $8,066-15.3% | $6,690+2.1% |
| Admin fee / account holder | $1,792 | $15,030-88.1% | $12,989-86.2% | $13,392-86.6% |