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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $390,296 | $154,228+153.1% | $145,433+168.4% | $137,256+184.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 17.71% | 74.59%-56.9pp | 66.58%-48.9pp | 220.34%-202.6pp |
| Employer contribution / active EE | $10,998 | $4,804+128.9% | $4,554+141.5% | $4,156+164.6% |
| Participant deferral / active EE | $23,547 | $8,216+186.6% | $7,897+198.2% | $6,407+267.5% |
| Admin fee / account holder | $1,782 | $14,344-87.6% | $13,129-86.4% | $12,270-85.5% |