Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,119 | $78,015-85.7% | $178,505-93.8% | $80,959-86.3% |
| Participation rate | 59.1% | 65.7%-6.6pp | 77.1%-18.0pp | 67.7%-8.6pp |
| Annual return | 3.89% | 18.10%-14.2pp | 27.16%-23.3pp | 35.67%-31.8pp |
| Employer contribution / active EE | $1,956 | $2,281-14.3% | $3,955-50.6% | $2,757-29.1% |
| Participant deferral / active EE | $1,281 | $4,406-70.9% | $6,280-79.6% | $4,300-70.2% |
| Admin fee / account holder | $1,292 | $7,160-82.0% | $10,428-87.6% | $6,925-81.3% |