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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,619 | $145,431+157.6% | $211,142+77.4% | $87,485+328.2% |
| Participation rate | 96.8% | 84.7%+12.0pp | 87.3%+9.5pp | 68.9%+27.8pp |
| Annual return | 15.77% | 27.21%-11.4pp | 46.84%-31.1pp | 26.06%-10.3pp |
| Employer contribution / active EE | $9,429 | $4,662+102.3% | $6,442+46.4% | $2,596+263.2% |
| Participant deferral / active EE | $17,403 | $6,859+153.7% | $9,284+87.5% | $4,274+307.2% |
| Admin fee / account holder | $2,761 | $17,052-83.8% | $19,076-85.5% | $7,775-64.5% |