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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,391 | $88,754+36.8% | $81,820+48.4% | $145,877-16.8% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 5.85% | 1031.77%-1025.9pp | 777.93%-772.1pp | 551.28%-545.4pp |
| Employer contribution / active EE | $825 | $3,085-73.3% | $2,915-71.7% | $4,663-82.3% |
| Participant deferral / active EE | $271 | $4,648-94.2% | $4,323-93.7% | $6,691-95.9% |
| Admin fee / account holder | $31,384 | $8,424+272.6% | $7,391+324.6% | $13,402+134.2% |