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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 · EIN 06-1050034 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $54,102 |
Filed as: GALLAGHER BENEFIT SERVICES INC DBA Service code 27 1100 SUPERIOR AVE STE 1700 · CLEVELAND, OH 44114 | Advisory (Plan) | $30,000 |
Filed as: ADVISED ASSETS GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $1,131 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,917 | $62,686+139.2% | $178,540-16.0% | $77,736+92.9% |
| Participation rate | 49.3% | 66.9%-17.6pp | 77.1%-27.8pp | 70.6%-21.3pp |
| Annual return | 12.38% | 16.16%-3.8pp | 27.15%-14.8pp | 31.26%-18.9pp |
| Employer contribution / active EE | $1,660 | $1,914-13.2% | $3,953-58.0% | $2,728-39.1% |
| Participant deferral / active EE | $3,811 | $4,224-9.8% | $6,281-39.3% | $4,651-18.1% |
| Admin fee / account holder | $529 | $386+36.9% | $10,424-94.9% | $433+22.0% |