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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,409 | $68,878+31.3% | $120,574-25.0% | $80,935+11.7% |
| Participation rate | 83.3% | 61.7%+21.7pp | 71.9%+11.4pp | 67.7%+15.7pp |
| Annual return | 9.13% | 23.67%-14.5pp | 107.42%-98.3pp | 35.66%-26.5pp |
| Employer contribution / active EE | $1,942 | $2,065-6.0% | $3,471-44.1% | $2,757-29.6% |
| Participant deferral / active EE | $3,903 | $3,189+22.4% | $4,996-21.9% | $4,299-9.2% |
| Admin fee / account holder | $2,308 | $5,782-60.1% | $9,445-75.6% | $6,924-66.7% |