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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,409 | $68,586+31.8% | $120,380-24.9% | $80,911+11.7% |
| Participation rate | 83.3% | 61.6%+21.8pp | 71.9%+11.4pp | 67.6%+15.7pp |
| Annual return | 9.13% | 23.62%-14.5pp | 107.28%-98.1pp | 35.63%-26.5pp |
| Employer contribution / active EE | $1,942 | $2,053-5.4% | $3,465-44.0% | $2,756-29.5% |
| Participant deferral / active EE | $3,903 | $3,174+23.0% | $4,992-21.8% | $4,297-9.2% |
| Admin fee / account holder | $2,308 | $5,733-59.7% | $9,421-75.5% | $6,935-66.7% |