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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,380 | $117,895+149.7% | $102,460+187.3% | $145,897+101.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 26.43% | 31.92%-5.5pp | 29.47%-3.0pp | 552.29%-525.9pp |
| Employer contribution / active EE | $1,425 | $3,619-60.6% | $3,025-52.9% | $4,663-69.4% |
| Participant deferral / active EE | $17,030 | $5,736+196.9% | $5,056+236.8% | $6,689+154.6% |
| Admin fee / account holder | $9,998 | $13,353-25.1% | $9,460+5.7% | $13,390-25.3% |