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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,310 | $75,541-48.0% | $152,093-74.2% | $82,637-52.4% |
| Participation rate | 90.7% | 66.5%+24.2pp | 77.8%+12.9pp | 68.1%+22.6pp |
| Annual return | 12.84% | 32.56%-19.7pp | 66.36%-53.5pp | 53.51%-40.7pp |
| Employer contribution / active EE | $0 | $2,622-100.0% | $4,175-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $2,525 | $3,206-21.2% | $5,451-53.7% | $4,126-38.8% |
| Admin fee / account holder | $554 | $6,405-91.3% | $14,497-96.2% | $7,339-92.5% |