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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,507 | $60,442-3.2% | $96,754-39.5% | $87,485-33.1% |
| Participation rate | 96.0% | 58.7%+37.3pp | 70.3%+25.7pp | 68.9%+27.1pp |
| Annual return | 19.23% | 21.97%-2.7pp | 82.04%-62.8pp | 26.06%-6.8pp |
| Employer contribution / active EE | $2,312 | $1,691+36.8% | $2,679-13.7% | $2,596-10.9% |
| Participant deferral / active EE | $4,558 | $3,280+39.0% | $4,758-4.2% | $4,274+6.6% |
| Admin fee / account holder | $9,694 | $5,069+91.2% | $8,905+8.9% | $7,775+24.7% |