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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,846 | $210,510+31.0% | $153,500+79.7% | $145,877+89.1% |
| Participation rate | 100.0% | 82.1%+17.9pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 15.32% | 13.45%+1.9pp | 15.70%-0.4pp | 551.28%-536.0pp |
| Employer contribution / active EE | $5,262 | $6,052-13.0% | $5,039+4.4% | $4,663+12.9% |
| Participant deferral / active EE | $14,651 | $7,974+83.7% | $6,756+116.9% | $6,691+119.0% |
| Admin fee / account holder | $2,691 | $19,455-86.2% | $12,736-78.9% | $13,402-79.9% |