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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,226 | $239,571+37.0% | $183,328+79.0% | $137,256+139.1% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 80.0%+20.0pp |
| Annual return | 17.38% | 35.69%-18.3pp | 29.67%-12.3pp | 220.34%-203.0pp |
| Employer contribution / active EE | $5,884 | $6,148-4.3% | $5,055+16.4% | $4,156+41.6% |
| Participant deferral / active EE | $14,952 | $7,995+87.0% | $6,795+120.0% | $6,407+133.4% |
| Admin fee / account holder | $1,366 | $30,059-95.5% | $21,427-93.6% | $12,270-88.9% |