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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,983 | $201,370-61.3% | $184,256-57.7% | $145,897-46.5% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | -115.45% | 29.05%-144.5pp | 28.85%-144.3pp | 552.29%-667.7pp |
| Employer contribution / active EE | $92,858 | $7,024+1222.1% | $6,427+1344.8% | $4,663+1891.5% |
| Participant deferral / active EE | $124,987 | $9,808+1174.3% | $9,133+1268.5% | $6,689+1768.5% |
| Admin fee / account holder | $3,096 | $16,364-81.1% | $13,899-77.7% | $13,390-76.9% |