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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,983 | $201,344-61.3% | $184,243-57.7% | $145,877-46.5% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | -115.45% | 29.01%-144.5pp | 28.82%-144.3pp | 551.28%-666.7pp |
| Employer contribution / active EE | $92,858 | $7,022+1222.3% | $6,427+1344.8% | $4,663+1891.4% |
| Participant deferral / active EE | $124,987 | $9,807+1174.5% | $9,132+1268.6% | $6,691+1768.1% |
| Admin fee / account holder | $3,096 | $16,382-81.1% | $13,914-77.7% | $13,402-76.9% |