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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,341 | $76,407+240.7% | $150,298+73.2% | $82,448+215.8% |
| Participation rate | 98.3% | 66.4%+31.9pp | 77.8%+20.5pp | 68.1%+30.2pp |
| Annual return | 16.30% | 39.99%-23.7pp | 62.79%-46.5pp | 41.64%-25.3pp |
| Employer contribution / active EE | $4,566 | $2,614+74.7% | $4,154+9.9% | $2,551+79.0% |
| Participant deferral / active EE | $7,439 | $3,214+131.4% | $5,453+36.4% | $4,139+79.7% |
| Admin fee / account holder | $4,258 | $6,352-33.0% | $14,116-69.8% | $7,234-41.1% |