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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,911 | $123,155+22.5% | $108,753+38.8% | $155,188-2.8% |
| Participation rate | 100.0% | 75.6%+24.4pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 12.12% | 44.73%-32.6pp | 37.47%-25.4pp | 148.84%-136.7pp |
| Employer contribution / active EE | $9,929 | $2,811+253.2% | $2,427+309.2% | $4,248+133.7% |
| Participant deferral / active EE | $13,741 | $4,623+197.2% | $4,115+233.9% | $6,531+110.4% |
| Admin fee / account holder | $718 | $12,126-94.1% | $10,320-93.0% | $14,480-95.0% |