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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,313 | $315,200-60.2% | $238,191-47.4% | $155,188-19.3% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.1%+22.9pp | 80.8%+19.2pp |
| Annual return | 15.96% | 10.25%+5.7pp | 13.02%+2.9pp | 148.84%-132.9pp |
| Employer contribution / active EE | $6,070 | $6,383-4.9% | $5,082+19.4% | $4,248+42.9% |
| Participant deferral / active EE | $6,220 | $8,044-22.7% | $6,726-7.5% | $6,531-4.8% |
| Admin fee / account holder | $3,963 | $48,031-91.7% | $34,582-88.5% | $14,480-72.6% |