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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,453 | $111,814-65.6% | $103,374-62.8% | $145,959-73.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 19.19% | 24.77%-5.6pp | 24.89%-5.7pp | 561.95%-542.8pp |
| Employer contribution / active EE | $0 | $4,214-100.0% | $3,869-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $3,196 | $5,618-43.1% | $5,058-36.8% | $6,689-52.2% |
| Admin fee / account holder | $7,383 | $9,754-24.3% | $8,394-12.0% | $13,398-44.9% |