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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $336,860 | $213,785+57.6% | $185,441+81.7% | $155,188+117.1% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 14.86% | 19.97%-5.1pp | 20.16%-5.3pp | 148.84%-134.0pp |
| Employer contribution / active EE | $22,146 | $5,393+310.6% | $4,672+374.0% | $4,248+421.4% |
| Participant deferral / active EE | $11,458 | $6,864+66.9% | $6,152+86.3% | $6,531+75.4% |
| Admin fee / account holder | $21,845 | $21,134+3.4% | $17,890+22.1% | $14,480+50.9% |