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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,172 | $107,421+24.9% | $182,262-26.4% | $94,015+42.7% |
| Participation rate | 92.6% | 77.8%+14.8pp | 84.2%+8.4pp | 70.8%+21.8pp |
| Annual return | 15.40% | 21.32%-5.9pp | 140.60%-125.2pp | 17.84%-2.4pp |
| Employer contribution / active EE | $2,771 | $3,448-19.6% | $5,046-45.1% | $2,790-0.7% |
| Participant deferral / active EE | $8,011 | $6,558+22.2% | $8,276-3.2% | $4,249+88.5% |
| Admin fee / account holder | $10,922 | $8,692+25.7% | $16,712-34.6% | $8,951+22.0% |