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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER6 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $47,318 |
Service code 15 · EIN 39-2018056 | Recordkeeping | $29,791 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,749 | $64,890+21.4% | $134,172-41.3% | $67,986+15.8% |
| Participation rate | 97.1% | 48.5%+48.6pp | 72.5%+24.7pp | 57.2%+39.9pp |
| Annual return | 11.02% | 16.12%-5.1pp | 25.30%-14.3pp | 31.67%-20.6pp |
| Employer contribution / active EE | $4,606 | $1,360+238.8% | $3,420+34.7% | $2,019+128.2% |
| Participant deferral / active EE | $6,309 | $2,289+175.7% | $4,690+34.5% | $3,358+87.9% |
| Admin fee / account holder | $359 | $3,140-88.6% | $12,016-97.0% | $3,203-88.8% |