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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $696,522 | $174,379+299.4% | $152,093+358.0% | $138,895+401.5% |
| Participation rate | 95.0% | 81.6%+13.4pp | 77.8%+17.2pp | 79.9%+15.1pp |
| Annual return | 29.40% | 74.86%-45.5pp | 66.36%-37.0pp | 145.39%-116.0pp |
| Employer contribution / active EE | -$186,524 | $4,652-4109.7% | $4,175-4568.0% | $4,194-4547.2% |
| Participant deferral / active EE | $12,018 | $6,159+95.1% | $5,451+120.5% | $6,396+87.9% |
| Admin fee / account holder | $238,991 | $16,880+1315.8% | $14,497+1548.6% | $12,562+1802.5% |