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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,640 | $92,811+152.8% | $238,191-1.5% | $86,983+169.8% |
| Participation rate | 67.7% | 69.3%-1.6pp | 77.1%-9.4pp | 69.5%-1.8pp |
| Annual return | 13.22% | 16.16%-2.9pp | 13.02%+0.2pp | 25.83%-12.6pp |
| Employer contribution / active EE | $1,743 | $2,728-36.1% | $5,082-65.7% | $2,584-32.5% |
| Participant deferral / active EE | $4,703 | $4,479+5.0% | $6,726-30.1% | $4,194+12.1% |
| Admin fee / account holder | $1,720 | $9,177-81.3% | $34,582-95.0% | $7,856-78.1% |