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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,791 | $117,846+106.0% | $102,434+137.0% | $145,884+66.4% |
| Participation rate | 86.4% | 78.6%+7.7pp | 76.5%+9.9pp | 80.3%+6.1pp |
| Annual return | 19.05% | 31.90%-12.9pp | 29.46%-10.4pp | 551.85%-532.8pp |
| Employer contribution / active EE | $4,135 | $3,615+14.4% | $3,023+36.8% | $4,662-11.3% |
| Participant deferral / active EE | $5,112 | $5,733-10.8% | $5,055+1.1% | $6,690-23.6% |
| Admin fee / account holder | $1,655 | $13,356-87.6% | $9,462-82.5% | $13,392-87.6% |