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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,844 | $112,729-21.2% | $98,716-10.0% | $137,256-35.3% |
| Participation rate | 41.2% | 74.2%-33.1pp | 69.3%-28.1pp | 80.0%-38.8pp |
| Annual return | 12.38% | 38.48%-26.1pp | 31.81%-19.4pp | 220.34%-208.0pp |
| Employer contribution / active EE | $0 | $2,725-100.0% | $2,279-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $2,178 | $4,640-53.1% | $4,048-46.2% | $6,407-66.0% |
| Admin fee / account holder | $14,986 | $10,129+48.0% | $8,703+72.2% | $12,270+22.1% |