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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,968 | $62,409+157.9% | $120,524+33.6% | $74,429+116.3% |
| Participation rate | 41.7% | 56.8%-15.0pp | 71.9%-30.2pp | 67.2%-25.5pp |
| Annual return | 16.99% | 18.62%-1.6pp | 107.36%-90.4pp | 1368.38%-1351.4pp |
| Employer contribution / active EE | $1,293 | $1,847-30.0% | $3,469-62.7% | $2,625-50.7% |
| Participant deferral / active EE | $3,104 | $2,888+7.5% | $4,994-37.8% | $4,348-28.6% |
| Admin fee / account holder | $696 | $2,394-70.9% | $9,440-92.6% | $1,944-64.2% |