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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,407 | $181,062-95.4% | $158,223-94.7% | $155,188-94.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 12.38% | 57.39%-45.0pp | 52.09%-39.7pp | 148.84%-136.5pp |
| Employer contribution / active EE | $1,240 | $4,565-72.8% | $4,109-69.8% | $4,248-70.8% |
| Participant deferral / active EE | $1,877 | $6,134-69.4% | $5,467-65.7% | $6,531-71.3% |
| Admin fee / account holder | $1,794 | $18,825-90.5% | $16,047-88.8% | $14,480-87.6% |