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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,727 | $154,228-12.0% | $145,433-6.7% | $137,256-1.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 12.98% | 74.59%-61.6pp | 66.58%-53.6pp | 220.34%-207.4pp |
| Employer contribution / active EE | $18,148 | $4,804+277.8% | $4,554+298.5% | $4,156+336.7% |
| Participant deferral / active EE | $20,198 | $8,216+145.8% | $7,897+155.8% | $6,407+215.3% |
| Admin fee / account holder | $917 | $14,344-93.6% | $13,129-93.0% | $12,270-92.5% |