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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,727 | $162,136-16.3% | $152,301-10.9% | $154,746-12.3% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 12.98% | 91.02%-78.0pp | 80.50%-67.5pp | 172.34%-159.4pp |
| Employer contribution / active EE | $18,148 | $4,890+271.1% | $4,624+292.4% | $4,379+314.4% |
| Participant deferral / active EE | $20,198 | $8,341+142.2% | $8,004+152.4% | $6,730+200.1% |
| Admin fee / account holder | $917 | $15,759-94.2% | $14,398-93.6% | $14,365-93.6% |