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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,077 | $76,407+201.1% | $150,298+53.1% | $82,448+179.1% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 3.70% | 39.99%-36.3pp | 62.79%-59.1pp | 41.64%-37.9pp |
| Employer contribution / active EE | $7,733 | $2,614+195.8% | $4,154+86.1% | $2,551+203.1% |
| Participant deferral / active EE | $5,144 | $3,214+60.0% | $5,453-5.7% | $4,139+24.3% |
| Admin fee / account holder | $26,624 | $6,352+319.1% | $14,116+88.6% | $7,234+268.0% |