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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,077 | $86,050+167.4% | $189,758+21.2% | $94,015+144.7% |
| Participation rate | 100.0% | 68.9%+31.1pp | 79.8%+20.2pp | 70.8%+29.2pp |
| Annual return | 3.70% | 17.77%-14.1pp | 52.62%-48.9pp | 17.84%-14.1pp |
| Employer contribution / active EE | $7,733 | $2,819+174.3% | $4,767+62.2% | $2,790+177.2% |
| Participant deferral / active EE | $5,144 | $3,349+53.6% | $5,856-12.2% | $4,249+21.0% |
| Admin fee / account holder | $26,624 | $6,627+301.8% | $20,388+30.6% | $8,951+197.4% |