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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,077 | $78,690+192.4% | $161,489+42.5% | $87,485+163.0% |
| Participation rate | 100.0% | 67.5%+32.5pp | 78.7%+21.3pp | 68.9%+31.1pp |
| Annual return | 3.70% | 32.74%-29.0pp | 89.72%-86.0pp | 26.06%-22.4pp |
| Employer contribution / active EE | $7,733 | $2,588+198.8% | $4,268+81.2% | $2,596+197.8% |
| Participant deferral / active EE | $5,144 | $3,311+55.4% | $5,630-8.6% | $4,274+20.4% |
| Admin fee / account holder | $26,624 | $6,724+296.0% | $16,006+66.3% | $7,775+242.4% |