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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,358 | $160,070+87.0% | $147,117+103.5% | $145,897+105.2% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 9.21% | 98.69%-89.5pp | 420.54%-411.3pp | 552.29%-543.1pp |
| Employer contribution / active EE | $3,070 | $5,285-41.9% | $4,932-37.8% | $4,663-34.2% |
| Participant deferral / active EE | $4,605 | $8,419-45.3% | $8,065-42.9% | $6,689-31.2% |
| Admin fee / account holder | $7,282 | $15,035-51.6% | $12,993-44.0% | $13,390-45.6% |