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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,709 | $212,386-33.7% | $199,883-29.6% | $138,895+1.3% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 16.18% | 47.75%-31.6pp | 43.81%-27.6pp | 145.39%-129.2pp |
| Employer contribution / active EE | $5,357 | $6,625-19.1% | $6,261-14.4% | $4,194+27.7% |
| Participant deferral / active EE | $2,250 | $9,617-76.6% | $9,138-75.4% | $6,396-64.8% |
| Admin fee / account holder | $2,163 | $18,233-88.1% | $17,268-87.5% | $12,562-82.8% |