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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,612 | $102,385+63.7% | $147,080+14.0% | $80,935+107.1% |
| Participation rate | 86.8% | 75.9%+10.9pp | 82.2%+4.6pp | 67.7%+19.1pp |
| Annual return | 13.00% | 135.09%-122.1pp | 420.17%-407.2pp | 35.66%-22.7pp |
| Employer contribution / active EE | $2,663 | $3,717-28.4% | $4,933-46.0% | $2,757-3.4% |
| Participant deferral / active EE | $7,509 | $6,651+12.9% | $8,066-6.9% | $4,299+74.6% |
| Admin fee / account holder | $4,570 | $7,951-42.5% | $12,989-64.8% | $6,924-34.0% |