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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,012 | $162,136+130.7% | $152,301+145.6% | $154,746+141.7% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 11.31% | 91.02%-79.7pp | 80.50%-69.2pp | 172.34%-161.0pp |
| Employer contribution / active EE | $11,913 | $4,890+143.6% | $4,624+157.6% | $4,379+172.0% |
| Participant deferral / active EE | $11,718 | $8,341+40.5% | $8,004+46.4% | $6,730+74.1% |
| Admin fee / account holder | $36,314 | $15,759+130.4% | $14,398+152.2% | $14,365+152.8% |