Retirement plan

CHAUFFEURS TEAMSTERS WAREHOUSEMAN & HELPERS LOCAL UNION 135 PROFIT SHARING PLAN

Name: MT. CARMEL STABILIZATION GROUP, INC. - CHAUFFEURS TEAMSTERS WAREHOUSEMAN & HELPERS LOCAL UNION 135 PROFIT SHARING PLAN (2025) Form 5500
Creator: MT. CARMEL STABILIZATION GROUP, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CHAUFFEURS TEAMSTERS WAREHOUSEMAN & HELPERS LOCAL UNION 135 PROFIT SHARING PLAN, MT. CARMEL STABILIZATION GROUP, INC.

MT. CARMEL STABILIZATION GROUP, INC.EIN 37-1075731Plan #002PY 2025

1611 COLLEGE DRIVE - MT. CARMEL, IL 628630000618-262-5118mtcsg.comLinkedIn51-200 employeesconstruction

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$2.3M

-8.0% from 2024

Total participants

-7.1% from 2024

Average account balance

$175,744

-0.9% from 2024

Annual return

17.46%

+4.32 pp from 2024

Benchmarks

See 10,478 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants<25

Cohort10,478 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.28M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$176K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$225K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$17K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.46%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$66547

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$865K

$66547 / participant

Other / not subdivided$865K100.0%

% of EOY assets

37.866%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$175,744

$171,492+2.5%

$150,734+16.6%

$198,609-11.5%

Participation rate

100.0%

81.4%+18.6pp

78.4%+21.6pp

82.4%+17.6pp

Annual return

17.46%

804.70%-787.2pp

600.81%-583.3pp

202.70%-185.2pp

Employer contribution / active EE

$17,277

$5,470+215.8%

$4,918+251.3%

$5,055+241.7%

Participant deferral / active EE

$6,259-100.0%

$5,610-100.0%

$6,977-100.0%

Admin fee / account holder

$66,547

$17,628+277.5%

$14,905+346.5%

$19,030+249.7%

CHAUFFEURS TEAMSTERS WAREHOUSEMAN & HELPERS LOCAL UNION 135 PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CHAUFFEURS TEAMSTERS WAREHOUSEMAN & HELPERS LOCAL UNION 135 PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion