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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,086 | $71,215-76.0% | $93,696-81.8% | $80,935-78.9% |
| Participation rate | 72.5% | 60.4%+12.1pp | 68.7%+3.8pp | 67.7%+4.9pp |
| Annual return | 11.21% | 11.27%-0.1pp | 133.74%-122.5pp | 35.66%-24.4pp |
| Employer contribution / active EE | $378 | $1,565-75.9% | $2,422-84.4% | $2,757-86.3% |
| Participant deferral / active EE | $1,528 | $4,037-62.1% | $4,417-65.4% | $4,299-64.5% |
| Admin fee / account holder | $6,367 | $6,958-8.5% | $8,287-23.2% | $6,924-8.1% |