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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,670 | $182,442-40.4% | $163,379-33.5% | $138,895-21.8% |
| Participation rate | 85.7% | 79.8%+5.9pp | 76.8%+8.9pp | 79.9%+5.8pp |
| Annual return | 17.17% | 72.74%-55.6pp | 63.41%-46.2pp | 145.39%-128.2pp |
| Employer contribution / active EE | $2,693 | $4,159-35.2% | $3,752-28.2% | $4,194-35.8% |
| Participant deferral / active EE | $4,465 | $6,817-34.5% | $6,282-28.9% | $6,396-30.2% |
| Admin fee / account holder | $1,337 | $10,396-87.1% | $9,818-86.4% | $12,562-89.4% |