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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,540 | $183,539+58.3% | $155,556+86.8% | $145,897+99.1% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 8.18% | 61.31%-53.1pp | 64.84%-56.7pp | 552.29%-544.1pp |
| Employer contribution / active EE | $7,707 | $5,315+45.0% | $4,675+64.8% | $4,663+65.3% |
| Participant deferral / active EE | $4,486 | $6,467-30.6% | $5,631-20.3% | $6,689-32.9% |
| Admin fee / account holder | $1,181 | $19,275-93.9% | $15,885-92.6% | $13,390-91.2% |