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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $484,345 | $106,749+353.7% | $145,433+233.0% | $82,448+487.5% |
| Participation rate | 94.3% | 75.6%+18.6pp | 82.1%+12.2pp | 68.1%+26.2pp |
| Annual return | 15.34% | 27.59%-12.2pp | 66.58%-51.2pp | 41.64%-26.3pp |
| Employer contribution / active EE | $10,071 | $3,444+192.4% | $4,554+121.1% | $2,551+294.8% |
| Participant deferral / active EE | $11,304 | $6,519+73.4% | $7,897+43.1% | $4,139+173.1% |
| Admin fee / account holder | $31,483 | $8,390+275.3% | $13,129+139.8% | $7,234+335.2% |