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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $385,644 | $102,422+276.5% | $147,117+162.1% | $80,959+376.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 12.96% | 135.16%-122.2pp | 420.54%-407.6pp | 35.67%-22.7pp |
| Employer contribution / active EE | $6,821 | $3,717+83.5% | $4,932+38.3% | $2,757+147.4% |
| Participant deferral / active EE | $12,334 | $6,652+85.4% | $8,065+52.9% | $4,300+186.8% |
| Admin fee / account holder | $7,586 | $7,953-4.6% | $12,993-41.6% | $6,925+9.5% |