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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,937 | $209,336-0.2% | $197,124+6.0% | $137,256+52.2% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 17.33% | 48.09%-30.8pp | 44.34%-27.0pp | 220.34%-203.0pp |
| Employer contribution / active EE | $22,107 | $6,591+235.4% | $6,227+255.0% | $4,156+431.9% |
| Participant deferral / active EE | $16,845 | $9,614+75.2% | $9,135+84.4% | $6,407+162.9% |
| Admin fee / account holder | $2,360 | $17,308-86.4% | $16,298-85.5% | $12,270-80.8% |