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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,017 | $201,370-19.5% | $184,256-12.1% | $145,897+11.0% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 23.04% | 29.05%-6.0pp | 28.85%-5.8pp | 552.29%-529.3pp |
| Employer contribution / active EE | $19,233 | $7,024+173.8% | $6,427+199.2% | $4,663+312.5% |
| Participant deferral / active EE | $17,396 | $9,808+77.4% | $9,133+90.5% | $6,689+160.1% |
| Admin fee / account holder | $1,722 | $16,364-89.5% | $13,899-87.6% | $13,390-87.1% |