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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $6,244 |
CHARLES SCHWAB & CO., INC.5 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,482 | $50,902-32.3% | $155,534-77.8% | $77,736-55.6% |
| Participation rate | 95.5% | 63.1%+32.4pp | 78.2%+17.3pp | 70.6%+24.9pp |
| Annual return | 13.96% | 34.85%-20.9pp | 64.92%-51.0pp | 31.26%-17.3pp |
| Employer contribution / active EE | $1,879 | $1,991-5.6% | $4,675-59.8% | $2,728-31.1% |
| Participant deferral / active EE | $3,734 | $2,824+32.2% | $5,630-33.7% | $4,651-19.7% |
| Admin fee / account holder | $8 | $437-98.1% | $15,900-99.9% | $433-98.1% |