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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,449 | $166,268-66.7% | $165,100-66.4% | $145,897-62.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 5.16% | 100.52%-95.4pp | 70.21%-65.0pp | 552.29%-547.1pp |
| Employer contribution / active EE | $22,937 | $5,284+334.1% | $4,348+427.5% | $4,663+391.9% |
| Participant deferral / active EE | $15,250 | $6,964+119.0% | $6,035+152.7% | $6,689+128.0% |
| Admin fee / account holder | $14,516 | $16,659-12.9% | $12,696+14.3% | $13,390+8.4% |