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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,671,472 | $160,040+944.4% | $147,096+1036.3% | $145,877+1045.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 19.35% | 98.49%-79.1pp | 419.75%-400.4pp | 551.28%-531.9pp |
| Employer contribution / active EE | $17,123 | $5,289+223.7% | $4,936+246.9% | $4,663+267.2% |
| Participant deferral / active EE | $16,159 | $8,429+91.7% | $8,071+100.2% | $6,691+141.5% |
| Admin fee / account holder | $46,500 | $15,050+209.0% | $13,005+257.5% | $13,402+247.0% |