Retirement plan

403(B) THRIFT PLAN FOR EMPLOYEES OF ILLINOIS ASSOCIATION OF COMMUNITY ACTION AGENCIES

Name: ILLINOIS ASSOCIATION OF COMMUNITY ACTION AGENCIES - 403(B) THRIFT PLAN FOR EMPLOYEES OF ILLINOIS ASSOCIATION OF COMMUNITY ACTION AGENCIES (2025) Form 5500
Creator: ILLINOIS ASSOCIATION OF COMMUNITY ACTION AGENCIES
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, 403(B) THRIFT PLAN FOR EMPLOYEES OF ILLINOIS ASSOCIATION OF COMMUNITY ACTION AGENCIES, ILLINOIS ASSOCIATION OF COMMUNITY ACTION AGENCIES

ILLINOIS ASSOCIATION OF COMMUNITY ACTION AGENCIESEIN 37-0956949Plan #001PY 2025

3435 LIBERTY DR - SPRINGFIELD, IL 627046594217-789-0125

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$830K

+18.1% from 2024

Total participants

-15.8% from 2024

Average account balance

$55,360

+49.6% from 2024

Annual return

12.92%

-5.22 pp from 2024

Benchmarks

See 48,836 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort48,836 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$830K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$55K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

166.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$106K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$12K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.92%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$4684

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2G3D2J2E2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$70K

$7806 / participant

Other / not subdivided$70K100.0%

% of EOY assets

8.460%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$55,360

$70,366-21.3%

$66,674-17.0%

$138,895-60.1%

Participation rate

88.9%

76.2%+12.7pp

73.7%+15.2pp

79.9%+9.0pp

Annual return

12.92%

386.41%-373.5pp

321.24%-308.3pp

145.39%-132.5pp

Employer contribution / active EE

$4,967

$2,765+79.6%

$2,620+89.6%

$4,194+18.4%

Participant deferral / active EE

$6,846

$4,374+56.5%

$4,084+67.6%

$6,396+7.0%

Admin fee / account holder

$4,684

$5,262-11.0%

$5,098-8.1%

$12,562-62.7%

403(B) THRIFT PLAN FOR EMPLOYEES OF ILLINOIS ASSOCIATION OF COMMUNITY ACTION AGENCIES

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

403(B) THRIFT PLAN FOR EMPLOYEES OF ILLINOIS ASSOCIATION OF COMMUNITY ACTION AGENCIES

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion