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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,381 | $178,174-22.9% | $156,181-12.0% | $137,256+0.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 16.91% | 84.19%-67.3pp | 64.87%-48.0pp | 220.34%-203.4pp |
| Employer contribution / active EE | $5,769 | $4,972+16.0% | $4,294+34.4% | $4,156+38.8% |
| Participant deferral / active EE | $1,954 | $6,888-71.6% | $6,132-68.1% | $6,407-69.5% |
| Admin fee / account holder | $1,573 | $17,404-91.0% | $14,586-89.2% | $12,270-87.2% |