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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $391,523 | $185,312+111.3% | $161,489+142.4% | $154,746+153.0% |
| Participation rate | 84.2% | 82.5%+1.7pp | 78.7%+5.5pp | 80.7%+3.5pp |
| Annual return | 17.73% | 103.84%-86.1pp | 89.72%-72.0pp | 172.34%-154.6pp |
| Employer contribution / active EE | $0 | $4,769-100.0% | $4,268-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $16,321 | $6,350+157.0% | $5,630+189.9% | $6,730+142.5% |
| Admin fee / account holder | $6,107 | $18,654-67.3% | $16,006-61.8% | $14,365-57.5% |