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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,555 | $71,230+181.6% | $93,727+114.0% | $80,959+147.7% |
| Participation rate | 86.2% | 60.4%+25.8pp | 68.7%+17.5pp | 67.7%+18.5pp |
| Annual return | 9.20% | 11.26%-2.1pp | 133.83%-124.6pp | 35.67%-26.5pp |
| Employer contribution / active EE | $1,768 | $1,565+13.0% | $2,421-27.0% | $2,757-35.9% |
| Participant deferral / active EE | $2,486 | $4,037-38.4% | $4,417-43.7% | $4,300-42.2% |
| Admin fee / account holder | $6,495 | $6,961-6.7% | $8,292-21.7% | $6,925-6.2% |