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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,067 | $97,550+203.5% | $120,344+146.0% | $87,485+238.4% |
| Participation rate | 89.8% | 72.8%+17.0pp | 76.7%+13.1pp | 68.9%+20.9pp |
| Annual return | 15.63% | 18.41%-2.8pp | 20.30%-4.7pp | 26.06%-10.4pp |
| Employer contribution / active EE | $6,978 | $2,291+204.6% | $3,020+131.0% | $2,596+168.8% |
| Participant deferral / active EE | $6,025 | $4,230+42.5% | $5,135+17.3% | $4,274+41.0% |
| Admin fee / account holder | $9,136 | $9,543-4.3% | $12,742-28.3% | $7,775+17.5% |