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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,067 | $104,098+184.4% | $140,514+110.7% | $94,015+214.9% |
| Participation rate | 89.8% | 73.7%+16.1pp | 77.8%+12.0pp | 70.8%+19.0pp |
| Annual return | 15.63% | 15.14%+0.5pp | 14.36%+1.3pp | 17.84%-2.2pp |
| Employer contribution / active EE | $6,978 | $2,388+192.2% | $3,378+106.5% | $2,790+150.1% |
| Participant deferral / active EE | $6,025 | $4,033+49.4% | $4,919+22.5% | $4,249+41.8% |
| Admin fee / account holder | $9,136 | $10,439-12.5% | $13,697-33.3% | $8,951+2.1% |