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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,067 | $95,453+210.2% | $112,040+164.3% | $82,448+259.1% |
| Participation rate | 89.8% | 72.8%+17.0pp | 76.5%+13.3pp | 68.1%+21.7pp |
| Annual return | 15.63% | 23.92%-8.3pp | 24.52%-8.9pp | 41.64%-26.0pp |
| Employer contribution / active EE | $6,978 | $2,318+201.1% | $2,954+136.2% | $2,551+173.5% |
| Participant deferral / active EE | $6,025 | $4,224+42.7% | $5,098+18.2% | $4,139+45.6% |
| Admin fee / account holder | $9,136 | $9,013+1.4% | $12,098-24.5% | $7,234+26.3% |