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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,739 | $81,504+294.8% | $102,437+214.1% | $80,959+297.4% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 18.21% | 25.60%-7.4pp | 24.95%-6.7pp | 35.67%-17.5pp |
| Employer contribution / active EE | $5,013 | $3,104+61.5% | $3,871+29.5% | $2,757+81.8% |
| Participant deferral / active EE | $10,748 | $3,871+177.7% | $5,060+112.4% | $4,300+149.9% |
| Admin fee / account holder | $23,859 | $6,719+255.1% | $8,388+184.4% | $6,925+244.5% |