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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,284 | $58,234+0.1% | $81,783-28.7% | $80,874-27.9% |
| Participation rate | 97.3% | 63.4%+33.9pp | 72.4%+25.0pp | 67.6%+29.7pp |
| Annual return | 12.00% | 41.70%-29.7pp | 775.05%-763.1pp | 35.62%-23.6pp |
| Employer contribution / active EE | $3,556 | $2,341+51.9% | $2,913+22.1% | $2,756+29.1% |
| Participant deferral / active EE | $4,920 | $3,283+49.9% | $4,320+13.9% | $4,297+14.5% |
| Admin fee / account holder | $10,520 | $4,982+111.2% | $7,380+42.6% | $6,935+51.7% |