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| Provider | Service type | Compensation |
|---|---|---|
FORVIS, LLP2 years Filed as: FORVIS MAZARS, LLP Service code 10 910 E ST. LOUIS ST STE 400 · SPRINGFIELD, MO 65807 | Accounting | $20,050 |
AMERICAN FUNDS6 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $3,025 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,543 | $55,441-23.3% | $76,002-44.0% | $77,671-45.2% |
| Participation rate | 45.5% | 63.6%-18.2pp | 69.1%-23.6pp | 70.6%-25.1pp |
| Annual return | 10.12% | 17.08%-7.0pp | 360.07%-349.9pp | 31.21%-21.1pp |
| Employer contribution / active EE | $1,160 | $1,789-35.2% | $2,688-56.9% | $2,726-57.5% |
| Participant deferral / active EE | $1,907 | $3,451-44.7% | $4,257-55.2% | $4,648-59.0% |
| Admin fee / account holder | $110 | $407-72.9% | $6,414-98.3% | $430-74.4% |