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| Provider | Service type | Compensation |
|---|---|---|
FORVIS, LLP2 years Filed as: FORVIS MAZARS, LLP Service code 10 910 E ST. LOUIS ST STE 400 · SPRINGFIELD, MO 65807 | Accounting | $20,050 |
AMERICAN FUNDS6 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $3,025 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,543 | $55,402-23.2% | $76,089-44.1% | $77,714-45.3% |
| Participation rate | 45.5% | 63.6%-18.1pp | 69.1%-23.6pp | 70.6%-25.1pp |
| Annual return | 10.12% | 17.09%-7.0pp | 360.94%-350.8pp | 31.26%-21.1pp |
| Employer contribution / active EE | $1,160 | $1,789-35.2% | $2,690-56.9% | $2,727-57.5% |
| Participant deferral / active EE | $1,907 | $3,450-44.7% | $4,259-55.2% | $4,649-59.0% |
| Admin fee / account holder | $110 | $410-73.1% | $6,418-98.3% | $433-74.6% |